Family Expense
Seasonal expense for family members and NPCs in your employ. Average Guile, Leadership, Management and Stature & subtract from 20. If wife has higher leadership value, use her character values. The better values reduce expense per person.
+ -
Collector Discipline
Stupidity Intimidation
Generosity Drunkenness
Horsemanship Devout
Avarice Mechanic
Debauched Simpatico
Tournament Junky Charm
Sloth Legal Skills
Abrasiveness Brilliance
Epicure Bargainer
Envy Loyalty Instilled
Superstitious Recruitment ability
Chivalry Insightful of situations
Gluttony Merchant
Impetuous Organizer
Sickly Bailiff Supreme
Traveler Accountancy
Lust Miser
Musician
Gambler
Hunter